Customized health and dental plans that align with your team’s needs and support employee well-being and retention.
benefits, insurance & retirement
Trusted advice that makes a difference.
Sustainable performance comes from building an effective foundation of support for your management team and workforce. We help you accomplish this through a consultative process that ensures programs align with your corporate goals, available budget, workforce concerns, and desired workplace culture. At Pelorus Advisory Group, we help organizations attract, motivate, retain, and protect the people who drive results.
Programs that prioritize employee well-being, reduce burnout, and enable sustained performance.
Create alignment, accountability, and clarity through best cultural practices.
Compensation, benefits, retirement, and insurance strategies designed to build trust and reduce turnover.
Build the systems that protect your high performers and make them want to stay.
Every business is unique, with its own set of challenges. Our experienced team works with you to tailor benefit, retirement, and insurance solutions that strengthen your workforce, support revenue, and drive profit growth.
What We Can Do
We streamline every step—from employee benefits, insurance and retirement to tax planning, exit strategies, and legacy preservation.
INSURANCE
Keep your company financially secure against the challenges you don’t expect.
Safeguard your business from financial loss if a key employee can no longer contribute.
Protect your business and ensure a smooth ownership transition with life insurance-backed buy-sell agreement funding.
Safeguard your business by covering outstanding loans if a key person passes away or becomes critically ill.
Provide financial protection if a key employee is diagnosed with a serious illness, helping your business stay resilient.
Enhance retirement income for business owners and executives with a tax-efficient life insurance-based savings strategy.
Covers essential business expenses if an owner becomes disabled, ensuring operations continue without financial disruption.
EMPLOYEE BENEFITS
Build a workplace that attracts, rewards, and retains top performers with competitive benefits that actually supports them.
Core health and dental plans that keep your team protected.
Uncover cost savings and ensure competitiveness with a full review of your current plan and market alternatives.
Customized health and dental plans that align with your team’s needs and support employee well-being and retention.
Flexible spending accounts that empower employees to choose health and wellness benefits that matter most to them.
Support employee well-being and resilience with programs focused on mental health, stress management, and overall wellness.
Expert guidance to help Canadian businesses confidently navigate and manage employee benefits for U.S.-based teams.
Ensure continuity of care and protect your business with benefit options for employees after termination or during transitions.
Keep employees informed and engaged with clear, consistent communication about their benefits and how to use them effectively.
EXECUTIVE BENEFITS
Keep your top executives engaged, motivated, and financially secure.
Medical care and preventative health solutions to keep your leadership team at peak performance.
Attract and retain top talent with enhanced, tax-effective benefits tailored for owners, executives, and key employees.
Protect high earners with customized income replacement solutions that go beyond traditional disability coverage.
Maximize take-home pay and minimize tax burden with smart, compliant compensation strategies for key employees and executives.
Empower employees with expert guidance and tools to plan confidently for retirement and improve long-term financial well-being.
LEGACY PLANNING
You’ve poured everything into building your business—don’t leave your future to chance.
Enhance your retirement income with a tax-efficient strategy that leverages life insurance.
Protect your business legacy and minimize tax impacts with strategic corporate estate planning solutions.
Leave a lasting legacy and maximize tax advantages by integrating charitable giving into your financial strategy.
Preserve wealth, minimize conflict, and ensure a smooth transfer of assets with thoughtful family legacy planning.
Optimize and protect business assets with strategic fund management solutions tailored to your financial goals.
Protect assets, reduce taxes, and ensure controlled wealth transfer with customized trust solutions.
Transition your business on your terms with a clear, tax-efficient succession or exit strategy that safeguards value and continuity.
Unlock new potential with tailored guidance that strengthens leadership, sharpens strategy, and positions your business for long-term growth.
Capital Gains and Tax Strategy
Maximize after-tax returns and protect your wealth with proactive planning designed to reduce capital gains exposure and optimize cash flow.
RETIREMENT
Build loyalty through a long-term commitment to employees’ future with customized group retirement plans.
Safeguard your business from financial loss if a key employee can no longer contribute.
Maximize employer and employee savings with tax-efficient retirement plan structures tailored to your business goals.
Stay compliant and protect your business by aligning your retirement plan with CAP guideline requirements.
Provide employees with expert retirement planning support to boost confidence, engagement, and long-term financial security.
Offer a full suite of registered investment options to attract talent and support diverse employee retirement goals.
Ensure your retirement program stays competitive and effective with proactive support and regular performance reviews.
CASE STUDIES
Customer Stories
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Pelorus Advisory Group
200 Ronson Drive
Suite 310
Toronto, ON M9W 5Z9