November 22, 2025
Inclusion isn’t just policy — it’s planning. Most organizations believe they’re offering a fairly comprehensive benefits plan. But when you look closer, a pattern emerges: employees […]
The Pelorus Blog
December Edition
Stay ahead—expert insights on benefits, insurance, and retirement strategies.
Editor's picks
Designing Inclusive Benefits for Canadians with Disabilities
Inclusion isn’t just policy — it’s planning. Most organizations believe they’re offering a fairly comprehensive benefits plan. But when you look closer, a pattern emerges: employees
The New Retention Strategy: Why Benefits Are Beating Perks in 2026
Perks attract attention. Benefits build loyalty. For years, companies invested heavily in perks — team lunches, wellness stipends, office upgrades, even the occasional “fun budget.” They
What Employers Need to Know About Cancer and Chronic Illness Coverage
As cancer and chronic conditions drive costs higher, proactive plan design—not reaction—will define the next era of sustainable benefits. A New Reality for Employer-Sponsored Benefits Across
Designing Inclusive Benefits for Canadians with Disabilities
Inclusion isn’t just policy — it’s planning. Most organizations believe they’re offering a fairly comprehensive benefits plan. But when you look closer, a pattern emerges: employees […]
The New Retention Strategy: Why Benefits Are Beating Perks in 2026
Perks attract attention. Benefits build loyalty. For years, companies invested heavily in perks — team lunches, wellness stipends, office upgrades, even the occasional “fun budget.” They […]
What Employers Need to Know About Cancer and Chronic Illness Coverage
As cancer and chronic conditions drive costs higher, proactive plan design—not reaction—will define the next era of sustainable benefits. A New Reality for Employer-Sponsored Benefits Across […]
November 22, 2025
Inclusion isn’t just policy — it’s planning. Most organizations believe they’re offering a fairly comprehensive benefits plan. But when you look closer, a pattern emerges: employees […]
Designing Inclusive Benefits for Canadians with Disabilities
Inclusion isn’t just policy — it’s planning. Most organizations believe they’re offering a fairly comprehensive benefits plan. But when you look closer, a pattern emerges: employees
The New Retention Strategy: Why Benefits Are Beating Perks in 2026
Perks attract attention. Benefits build loyalty. For years, companies invested heavily in perks — team lunches, wellness stipends, office upgrades, even the occasional “fun budget.” They
What Employers Need to Know About Cancer and Chronic Illness Coverage
As cancer and chronic conditions drive costs higher, proactive plan design—not reaction—will define the next era of sustainable benefits. A New Reality for Employer-Sponsored Benefits Across
April 28, 2025
Prescription drugs. Dental. Physio. Your group benefits plan might look complete — but look closer, and you may think again.
How to Make A Difference With Your Benefits Program
Prescription drugs. Dental. Physio. Your group benefits plan might look complete — but look closer, and you may think again.
July 15, 2025
Are you approaching retirement and worried about losing part of your Old Age Security (OAS) benefits? With rising retirement income from RRSPs, pensions, and dividends, many […]
How the OAS Clawback Works — And How to Avoid It
Are you approaching retirement and worried about losing part of your Old Age Security (OAS) benefits? With rising retirement income from RRSPs, pensions, and dividends, many
Is Pension Income-Splitting Available for Year of Death?
In Canada, while many tax credits and benefits are available based on family income, a graduated tax bracket system applies to the individual when taxing income.
Death of an RRSP/RRIF Annuitant – Do tax-deferred rollovers make sense?
When an RRSP 1 or RRIF annuitant dies, the deceased is normally required to include the full value of the plan in income for the year
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