Terms of Service

Introduction

Welcome to Pelorus Advisory Group. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our services. If you do not agree with any part of these terms, you must not use our services.

Definitions

  • “We,” “us,” “our” refer to Pelorus Advisory Group.

  • “You,” “your” refer to the user or client accessing our website or services.

  • “Services” refer to the employee benefits, insurance, and financial advisory services provided by Pelorus Advisory Group, including but not limited to group benefits plans, executive planning, retirement strategies, and ongoing advisory support.

Use of Services

  1. Eligibility: Our services are intended for businesses and individuals seeking financial and benefits advisory services. By using our services, you represent that you are authorized to act on behalf of your organization or yourself.

  2. Compliance: You agree to use our services in compliance with all applicable laws and regulations. Any misuse of our services, including but not limited to providing false information, is prohibited.

  3. Modification of Services: We reserve the right to modify or discontinue any part of our services at any time without prior notice.

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Pelorus Advisory Group or its licensors and is protected by intellectual property laws. You may not copy, distribute, or create derivative works from our content without prior written consent.

Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By agreeing to these terms, you consent to our data practices as described in the Privacy Policy.

Limitations of Liability

  1. No Guarantee: While we strive to provide accurate and reliable information, we do not guarantee that our services will be error-free or uninterrupted. All services are provided “as is.”

  2. Liability: To the fullest extent permitted by law, Pelorus Advisory Group will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.

Third-Party Services

Our website may include links to third-party services or products. We are not responsible for the content, policies, or practices of these third-party providers. Your use of such services is at your own risk.

Termination

We reserve the right to terminate or suspend your access to our services at our sole discretion, without prior notice, if you violate these terms or engage in any unlawful activity.

Indemnification

You agree to indemnify and hold harmless Pelorus Advisory Group and its affiliates, employees, and agents from any claims, damages, or expenses arising from your use of our services or your violation of these terms.