Terms of Service

Introduction

Welcome to Pelorus Advisory Group. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our services. If you do not agree with any part of these terms, you must not use our services.

Definitions

  • “We,” “us,” “our” refer to Pelorus Advisory Group.

  • “You,” “your” refer to the user or client accessing our website or services.

  • “Services” refer to the employee benefits, insurance, and financial advisory services provided by Pelorus Advisory Group, including but not limited to group benefits plans, executive planning, retirement strategies, and ongoing advisory support.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS). Visitors to the website can download and extract any location data from images posted on the site.

Cookies

If you leave a comment on our site, you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so you do not have to fill in your details again. These cookies will last for one year.

We may also use cookies to analyze site traffic and improve your browsing experience. You can choose to disable cookies through your browser settings, but some functionality may be affected.

Embedded content from other websites

Articles and pages on this site may include embedded content (e.g., videos, images, articles, forms, etc.). Embedded content from other websites behaves in the exact same way as if you visited the other website. These sites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with their embedded content.

Who we share your data with

We do not sell or rent your personal data. We may share information with trusted partners and service providers—such as insurance carriers or technology providers—strictly for the purpose of delivering our services. Data is shared only when necessary and in accordance with applicable privacy laws.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. For users who register or fill out forms on our website, we store the personal information provided for as long as necessary to fulfill the service request or as required by law.

What rights you have over your data

If you have submitted information through this site, you can request to receive a copy of the personal data we hold about you. You can also request that we erase any personal data we hold about you. This does not include data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service. Data submitted through contact forms or other tools may be processed by third-party service providers (e.g., cloud-based platforms, analytics tools) in Canada or other jurisdictions with appropriate data protection standards.